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The above mentioned premium rate is for ` 1 crore of life cover for a 25
year old healthy male for a policy term of 15 years with regular income
payout option. The annual premium amount for this assumption will be `
6036 and monthly premium will be ` 504.` The above mentioned premium
rate is for ` 50 lakhs of life cover and ` 10 lakhs of accelerated
critical illness cover for a 25 year old healthy male for a policy term
of 15 years with lumpsum payout option. The annual premium amount for
this assumption will be ` 5846 and monthly premium will be ` 489.^The
above mentioned premium rate is for ` 1 crore of life cover and ` 10
lakhs of accelerated critical illness cover for a 25 year old healthy
male for a policy term of 15 years with regular income payout option.
The annual premium amount for this assumption will be ` 7,576 and
monthly premium will be ` 633.`The above mentioned premium rate is for `
1 crore of life cover for a 30 year old healthy male for a policy term
of 30 years with regular income payout option. The annual premium amount
for this assumption will be ` 9179 and monthly premium will be ` 766.
In case of death, the nominee will receive ` 83,333 pm for 10 years.Tax
benefits can be availed subject to issuance of policy and other
conditions as per prevailing tax laws. This feature is only available
for Life Option.The critical illness benefit is an accelerated benefit
and the death benefit will be reduced by the critical illness cover paid
to the policyholder. To know more about the illnesses covered, please
refer to the Sales brochure. Available under Life and Health and All in
One options.Accidental Death Benefit is up to `2 Crores.Accidental death
benefit is available for the Life plus and All in one option of the
plan.Top Selling Term Plan refers to ICICI Prudential Life Insurance
plans which are bought by customers through the website with our
Zero-Paper-Process.Subject to realization of payment and document.As per
IRDAI Annual Report 2015-16.Tax benefit of `54,075 is calculated at
highest tax slab rate of 30.9% (including Cess) on insurance premium u/s
80C/80CCC of `1,50,000 and health premium u/s 80D of`25,000. Tax
benefits under the policy are subject to conditions under Sec. 80C, 80D
and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be
charged extra as per applicable rates. Tax laws are subject to
amendments from time to time.